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Current Budget Information
2011-2015 Budget Information
Many property owners choose to have their property taxes paid by their mortgage company or financial institution (the Mortgagor). When property owners make their mortgage payments, the Mortgagor allocates a portion of each total mortgage payment to a property tax account held by the Mortgagor. This type of a mortgage is referred to as a ‘Principal, Interest, and Taxes' mortgage (P.I.T. mortgage). P.I.T. mortgages allocate a portion of each payment towards Principal, Interest, and Property Taxes (P.I.T.). The portion of the mortgage payment that is allocated to property taxes accumulates and is forwarded to the Town of Smithers, by the Mortgagor, when property taxes are due (usually July 2nd).
If your taxes are being remitted by a mortgage company or financial institution, you will still receive a property tax notice from the Town of Smithers. The Town of Smithers mails to each Mortgagor a listing of all known properties to which this Mortgagor remits property taxes on behalf of. It is between you and your Mortgagor to ensure the correct property taxes are paid to the Town of Smithers taking into consideration your eligibility of the Provincial Home Owner Grant. You are not required to take your property tax notice to your Mortgagor - they will already have been advised of the property taxes outstanding on your property.
Note:
The Mortgagor must advise the Town of Smithers that they require annual property tax information on your property. As a precaution, it is recommended that if you have a new mortgage that you take a copy of your property tax notice to your Mortgage holder to ensure that they are remitting property taxes on your behalf.
Read more about the Home Owner Grant
If you are eligible for the Home Owner Grant (HOG) you must advise your Mortgagor of the grant that you qualify for. This grant must be claimed each year that you are eligible, and cannot be signed by your Mortgagor.
If eligible, to avoid penalty for late payment of the grant portion of your property taxes, you must apply for a grant on or before the tax due date (usually the first business day after July 1st). You may apply before the tax due date. If the grant is not claimed prior to the due date, you will be levied a penalty on the total property tax amount outstanding of which your unclaimed grant is a part of. Home Owner Grants must be claimed each year. Homeowner Grant Application Forms are located on the bottom portion of the tax notice.
Property tax overpayments can occur as a result of both the property owner and mortgagor paying the property taxes. Conversely, property tax underpayments and consequently penalties arise as a result of the property owner believing that the ‘Mortgagor (bank) will take care of it all'. The Mortgagor cannot claim the Home Owner Grant - it is your responsibility, if eligible, to claim the grant on or before the tax due date (usually July 2nd), to avoid a 10% penalty on the unclaimed grant portion of your property taxes.
If your property taxes are not paid by a Mortgagor, the Town of Smithers has a Property Tax Prepayment Plan, which you may participate in.
You can make tax prepayments for the next tax year (2013) using the Town of Smithers' "Tax Prepayment Plan".
Tax prepayments start in August of each year and end by mid May of the year the taxes are billed out. Payments are taken out of your bank account automatically each month. Interest is paid on the tax prepayments. Forms to enroll in this program can be downloaded from the Town's website or obtained at the Town Office.
The Town of Smithers offers Seniors over the age of 65 an exemption from their annual water/sewer fees, under the Provisions of Bylaws 1679 and 1680. Only those senior citizens eligible to claim the current year's "over 65" Provincial homeowner grant are eligible for an annual water/sewer user fee exemption. Only those seniors charged a water/sewer user fee on their annual tax notice are eligible for an annual water/sewer user fee exemption.
The Senior Citizen's water/sewer user fee exemption shall be either of the following:
A) Seniors who are eligible for the "65 years of age and older " Provincial Home Owner grant will receive a 50% fee exemption off of the regular residential water/sewer user fees.
OR
B) Seniors who are eligible for the "65 years of age and older" Provincial Home Owner grant and who sign a declaration stating that one, or all, of the following 3 criteria applies to them,
will receive a 100% exemption off of the regular residential water/sewer user fees.
The process to claim the senior's annual water/sewer user fee exemption is as follows:
2012 Seniors Water and Sewer Fee Exemption Application Form
The Province has tax deferment plans in place for the 2012 tax year. These are loan programs that allow property owners to defer annual property taxes as long as certain criteria are met and as long as they own, and live, in their home. The regular tax deferment program is for property owners that are either over the age of 55, a surviving spouse of any age, or a person with disability as defined by the regulation. The Families with Children program is for property owners who are paying financial support for a dependent child.
For each of the provincial tax deferment plans there is an application process through the Town that has to occur. There are a few fees and charges that the Province does not cover and they require that you claim your annual home owner grant. For more information on these Provincial Tax Deferment programs please contact the Smithers Town Office or go to the Provincial Tax Deferment website at www.sbr.gov.bc.ca/individuals/Property_Taxes/Property_Tax_Deferment/ptd.htm
Here are some options that will eliminate having to wait in line at tax and utility due dates.
Paying Taxes Online:
You can pay your taxes using on-line banking services. You may pay using on-line bill payment services through the BV Credit Union, Royal Bank, CIBC and the Bank of Nova Scotia. You will need your 10 digit roll number (including the 478 jurisdiction number) to set up the Town of Smithers as an entity to make a payment.
Paying Taxes Using Interac:
You may pay by Interac at the Town Office.
Paying at the BV Credit Union:
If you have a bank account at the BV Credit Union you may pay your taxes there and also leave your completed Home Owner Grant form at the Credit Union. They will immediately remit your payment and/or Home Owner Grant claim to the Town.
Post Dated Cheques:
You can pay your taxes with a cheque post dated to the tax due date! This will allow Town staff time to check your payment and Home Owner Grant application. Staff can notify you prior to the due date if there are any issues with your payment or grant application. The payment is not cashed at the Bank until the date of the cheque. Cheques must be RECEIVED at th Town Office by the tax due date in order to avoid the 10% penalty. Post marks on envelopes are not acceptable.
Payment Drop Box:
There is a payment drop box located at the main entrance of the Town office - fronting Aldous Street. Place your cheque and/or Home Owner Grant in an envelope and drop it in the box. Your payments will be processed promptly each morning (Monday to Friday).
Your Mortgagor (Bank) Pays your Taxes:
If your Mortgagor pays your taxes and you are eligible for a Home Owner Grant, avoid a penalty by claiming your grant as soon as you receive your tax notice. Click here for more information on Property Taxes Paid by a Mortgagor.
To avoid line-ups or penalties associated with problems with your Home Owner Grant, applications should be sent to the Town office as soon as you receive your tax notice. Don't wait until the tax due date! If you are unable to pay your property taxes, you should still claim your Home Owner Grant prior to the due date to avoid penalties on the Grant portion of your taxes.
The Accounts Payable function of the Finance Department is responsible for paying invoices to suppliers and contractors of the Town of Smithers. All invoices must reference a purchase order to avoid payment delays. The purchase order must contain the following information:
The Town of Smithers seeks to obtain services or make its purchases from reliable suppliers, recognizing that although price is important, other elements of value, including quality, ability to deliver at required times, service and customer relations, constitute total cost to the Town of Smithers. Local suppliers will be given preference whenever possible.
Suppliers and contractors are selected to ensure a high degree of flexibility, a good level of competition and a constant awareness of product development and technical improvements. They must possess high ethical standards, quality service, valid Town of Smithers business licence, and a good record of adhering to specifications and maintaining delivery schedules.
For more information please contact the Finance Department at 250-847-1600 and have the purchase order number and invoice number handy to assist with enquiries.
Grant-in-Aid Package Information
The Town of Smithers, along with the Province of British Columbia and the Union of British Columbia Municipalities, has signed the Climate Action Charter (CAC) pledging to achieve the following goals:
Smithers Climate Action Revenue Incentive Program Report 2011